Get up to 3.3% Interest on Available Funds

Paid monthly. No hidden conditions. Your funds stay exactly where they are, free to trade, whenever you want

What you Earn, per Currency

2.4% APY

Applied to eligible free margin held in EUR accounts, reviewed periodically in line with market conditions.

3.3% APY

Applied to eligible free margin held in USD accounts, reviewed periodically in line with market conditions.

Rates are reviewed periodically in line with market conditions and central bank rates. Any changes will be communicated in advance.

Nothing to Second-guess

Interest on your free margin, without the conditions that usually come attached to it.

Applicable for Accounts with up to 100,000 EUR/USD

Calculated Daily, Paid Monthly

No Risk for the Free Margin

How it works

Hold EUR or USD

Interest is currently offered on free margin held in these two currencies.

Trade as Normal

Opening, closing, depositing or withdrawing carries no penalty and doesn't affect your rate.

Get Paid Monthly

Interest is calculated daily and credited once a month directly to your account.

Everything Else, in Plain Terms

Everything you need to know. Can’t find what you’re looking for? Our team is happy to help.

Which currencies earn interest?

Interest is currently offered on EUR and USD balances only.

Is there a minimum or maximum balance to earn interest?

Yes. Interest applies to your available funds up to 100,000 in EUR or USD. Amounts above this limit don't earn interest on the excess.

Do I need to opt in or enable anything?

Yes, you would need to opt in in Personal Area. After that, the interest is paid automatically each month.

How often is interest paid?

Monthly. Interest is calculated on your qualifying free margin and credited to your account balance once per month.

Do I need to accept any fund or QMMF arrangement to receive interest?

No. We don't place your free margin into qualifying money market funds or any other investment product. It remains cash, held with our banking partners.

Does this interest put my free margin at risk?

No. Since your free margin isn't invested, there's no market or fund risk attached to the balance earning interest.

Does trading affect my interest?

No. Opening, closing, or adjusting positions doesn't affect your eligibility - interest is simply based on your free margin balance at the relevant time.

Do I pay tax on interest earned?

This depends on your personal tax residency and circumstances. This isn't tax advice - if you're unsure, please contact a tax advisor or your local tax authority.

How are interest rates set, and can they change?

Rates are set based on prevailing market and central bank rates and are reviewed periodically. Any changes will be communicated in advance.

What is free margin?

Free margin is the part of your account equity that isn't tied up as margin for open positions - the funds you have available to open new trades or withdraw.

Still have questions? We are here to help.

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